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	<title>Comments on: Universal Car Insurance</title>
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	<description>It's all in the luck of the dice</description>
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		<title>By: Selena Jones</title>
		<link>http://www.hmtk.com/archives/universal-car-insurance.html/comment-page-1#comment-828856</link>
		<dc:creator>Selena Jones</dc:creator>
		<pubDate>Sat, 31 Jul 2010 05:58:16 +0000</pubDate>
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		<description>Good article and thanks for the information. The car insurance is one of the important criteria where you need to have insurance for those who own a car. I was really searching a good suitable insurance for my car and I also have gone through some of the insurance schemes. The site provided the entire information on car insurance and this really helped me a lot. Insurance for single day or for twenty eight days is really a great idea and this really helps to save money on car insurance. onedaycarinsure.co.uk</description>
		<content:encoded><![CDATA[<p>Good article and thanks for the information. The car insurance is one of the important criteria where you need to have insurance for those who own a car. I was really searching a good suitable insurance for my car and I also have gone through some of the insurance schemes. The site provided the entire information on car insurance and this really helped me a lot. Insurance for single day or for twenty eight days is really a great idea and this really helps to save money on car insurance. onedaycarinsure.co.uk</p>
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		<title>By: BMW parts guy</title>
		<link>http://www.hmtk.com/archives/universal-car-insurance.html/comment-page-1#comment-819952</link>
		<dc:creator>BMW parts guy</dc:creator>
		<pubDate>Sun, 02 Nov 2008 07:20:10 +0000</pubDate>
		<guid isPermaLink="false">http://www.hmtk.com/?p=1601#comment-819952</guid>
		<description>Really interesting ! I got something which i did know</description>
		<content:encoded><![CDATA[<p>Really interesting ! I got something which i did know</p>
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		<title>By: Bronte</title>
		<link>http://www.hmtk.com/archives/universal-car-insurance.html/comment-page-1#comment-817657</link>
		<dc:creator>Bronte</dc:creator>
		<pubDate>Tue, 23 Sep 2008 23:33:38 +0000</pubDate>
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		<description>Yeah, the problem is that somebody is losing money somewhere, but it isn&#039;t the consumer.</description>
		<content:encoded><![CDATA[<p>Yeah, the problem is that somebody is losing money somewhere, but it isn&#8217;t the consumer.</p>
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		<title>By: new driver</title>
		<link>http://www.hmtk.com/archives/universal-car-insurance.html/comment-page-1#comment-807306</link>
		<dc:creator>new driver</dc:creator>
		<pubDate>Mon, 15 Sep 2008 12:23:23 +0000</pubDate>
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		<description>That is very interesting to read! I never knew there were types of insurance out there! I am a new driver and this will come very useful for me! I will be making full permanent insurance for my car soon!</description>
		<content:encoded><![CDATA[<p>That is very interesting to read! I never knew there were types of insurance out there! I am a new driver and this will come very useful for me! I will be making full permanent insurance for my car soon!</p>
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		<title>By: Minnesota Attorney</title>
		<link>http://www.hmtk.com/archives/universal-car-insurance.html/comment-page-1#comment-800441</link>
		<dc:creator>Minnesota Attorney</dc:creator>
		<pubDate>Tue, 09 Sep 2008 22:12:27 +0000</pubDate>
		<guid isPermaLink="false">http://www.hmtk.com/?p=1601#comment-800441</guid>
		<description>I suppose the premiums for car insurance would need to be higher for a program like this, since the current premiums are already adjusted for your likelihood of getting in an accident (safe driving history, age, etc.) and don&#039;t have excess for returning money to drivers. However, your idea raises an interesting point: would at least a percentage of drivers drive more safely because of this motivation? If so, that would be a cost savings that could be returned to safe drivers. This is a great &quot;out of the box&quot; idea.</description>
		<content:encoded><![CDATA[<p>I suppose the premiums for car insurance would need to be higher for a program like this, since the current premiums are already adjusted for your likelihood of getting in an accident (safe driving history, age, etc.) and don&#8217;t have excess for returning money to drivers. However, your idea raises an interesting point: would at least a percentage of drivers drive more safely because of this motivation? If so, that would be a cost savings that could be returned to safe drivers. This is a great &#8220;out of the box&#8221; idea.</p>
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		<title>By: HMTKSteve</title>
		<link>http://www.hmtk.com/archives/universal-car-insurance.html/comment-page-1#comment-760793</link>
		<dc:creator>HMTKSteve</dc:creator>
		<pubDate>Tue, 12 Aug 2008 10:14:10 +0000</pubDate>
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		<description>It would be a great deal for people who are safe drivers. I&#039;m surprised insurance companies don&#039;t try something where good drivers get cash back when the policy term ends. Then again, those same insurance companies may know that there is more money to be made with term insurance.</description>
		<content:encoded><![CDATA[<p>It would be a great deal for people who are safe drivers. I&#8217;m surprised insurance companies don&#8217;t try something where good drivers get cash back when the policy term ends. Then again, those same insurance companies may know that there is more money to be made with term insurance.</p>
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		<title>By: Andrew. Fredericksburg Lawyers.</title>
		<link>http://www.hmtk.com/archives/universal-car-insurance.html/comment-page-1#comment-758639</link>
		<dc:creator>Andrew. Fredericksburg Lawyers.</dc:creator>
		<pubDate>Mon, 11 Aug 2008 02:30:36 +0000</pubDate>
		<guid isPermaLink="false">http://www.hmtk.com/?p=1601#comment-758639</guid>
		<description>Very intriguing post.  I like the idea a lot!  You know how whole life can start to pay part of the premiums?  Whole auto insurance could do the same thing!  Or, as you mentioned about drawing from the policy, you could borrow from it to get a new car.  :)</description>
		<content:encoded><![CDATA[<p>Very intriguing post.  I like the idea a lot!  You know how whole life can start to pay part of the premiums?  Whole auto insurance could do the same thing!  Or, as you mentioned about drawing from the policy, you could borrow from it to get a new car.  :)</p>
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